Why Is My Personal Injury Case Taking So Long?

When you’ve suffered a serious injury in an accident, it can be agonizing waiting for a settlement from the insurance company. Your medical bills may start piling up, you may be losing income from not being able to work, and you begin to wonder what is taking so long. Why is your personal injury case taking so long and when will you receive your payout?


Every claim is unique, so the timeline to resolving a case can differ drastically for each client. Issues that affect the claims process include how much treatment you’ll need, the level of cooperation between you and insurance companies, the complexity of your claim and if your case will go to trial.

Facts that can affect how long it takes to settle a personal injury case:

  • How much medical treatment you’ll need: Your attorney may not want to settle your case until he or she knows the full extent of your injuries and damages. This is to help ensure that you are receiving all the money you need for your medical expenses, pain and suffering, and other losses. If you need extensive medical treatment or diagnoses, this can cause additional delay to your claim.
  • Level of cooperation between you and insurance companies: Is the insurance company disputing your claim, delaying payout, or trying to blame you for the accident? Insurers often use tricks and tactics to either minimize a settlement or delay paying you for as long as possible. To avoid falling into common insurance tactics, make sure you work with an attorney from the start.
  • Complexity of your claim: Are expert witnesses needed to prove your claim? Are there multiple liable parties that you need to deal with? The more complex your claim and the more parties involved, the longer it may take to reach a settlement. There is the issue of scheduling, paperwork, as well as getting everybody to agree to a favorable resolution.
  • If your case will go to trial: Although most injury cases are settled outside of court, sometimes a trial may be necessary to obtain the rightful settlement a client deserves. When a trial is needed, this can prolong the timeline of a case. It is up to you and your attorney to decide whether a trial is the most effective option for you.

At King Law, we understand that the injury claims process can be frustrating and incredibly draining. Our Rochester personal injury attorney can personally walk you through your case, from negotiation all the way to litigation. We strive to help our clients obtain the highest amount of compensation possible in the shortest amount of time – so you can move forward with your life and focus on healing.


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