Rideshare companies such as Uber and Lyft have created a new and popular way to get around in every city and town in the United States. People can use an app to request a ride for a price that is often cheaper than taking a taxi.
But what happens if you’re involved in a car accident with an Uber or Lyft driver? What are your legal options to recover financial compensation for your injuries?
To further understand your legal options, here are several common scenarios of ridesharing accidents:
- An Uber or Lyft driver hit you while you were driving – New York is a “no-fault” state. This means that if you’re involved in an accident, you must initially file a claim with your own auto insurance company, rather than the at-fault party or their insurer. However, you may file a car accident claim or personal injury lawsuit against the other party if you suffered a “serious injury” (e.g. Broken bones, permanent impairment of limb or organ, significant disfigurement, 90 days of substantially full disability, and significant limitation of a body system or function).
- An Uber or Lyft driver hit you while you were biking or walking – A car accident involving a pedestrian or bicyclist is often devastating since they don’t have the same protection as motor vehicles. Since these injuries are often serious, you may file a claim directly against the at-fault driver.
- You were a passenger in an Uber or Lyft vehicle – If the rideshare driver is responsible for the accident, you may file a claim against his/her insurer. However, if your damages exceed the rideshare driver’s policy limits, Uber and Lyft offer $1.25 million in liability coverage for injury and property damage, $1.25 million in uninsured/underinsured motorist coverage, and $50,000 per individual in PIP. If another driver is responsible, then you may file a claim against that person’s insurance company.
No matter what kind of situation you’re involved in, having an experienced car accident attorney on your side can help you obtain the compensation you deserve. At King Law, we have the skill and resources to handle complex accident cases.
For more information about ridesharing accidents in Rochester, contact us today at (585) 270-8882 and schedule a free consultation.