When you’ve suffered a serious injury in an accident, it can be agonizing
waiting for a settlement from the insurance company. Your medical bills
may start piling up, you may be losing income from not being able to work,
and you begin to wonder what is taking so long. Why is your personal injury
case taking so long and when will you receive your payout?
Every claim is unique, so the timeline to resolving a case can differ drastically
for each client. Below, we discuss the many issues that affect the claims
process and whether your case may be experiencing a delay.
Facts that can affect how long it takes to settle a personal injury case:
How much medical treatment you’ll need: Your attorney may not want to settle your case until he or she knows
the full extent of your injuries and damages. This is to help ensure that
you are receiving all the money you need for your medical expenses, pain
and suffering, and other losses. If you need extensive medical treatment
or diagnoses, this can cause additional delay to your claim.
Level of cooperation between you and insurance companies: Is the insurance company disputing your claim, delaying payout, or trying
to blame you for the accident? Insurers often use tricks and tactics to
either minimize a settlement or delay paying you for as long as possible.
To avoid falling into common insurance tactics, make sure you work with
an attorney from the start.
Complexity of your claim: Are expert witnesses needed to prove your claim? Are there multiple liable
parties that you need to deal with? The more complex your claim and the
more parties involved, the longer it may take to reach a settlement. There
is the issue of scheduling, paperwork, as well as getting everybody to
agree to a favorable resolution.
If your case will go to trial: Although most injury cases are settled outside of court, sometimes a
trial may be necessary to obtain the rightful settlement a client deserves.
When a trial is needed, this can prolong the timeline of a case. It is
up to you and your attorney to decide whether a trial is the most effective
option for you.
At The Law Office of Robert King, we understand that the injury claims
process can be frustrating and incredibly draining. Our
Rochester personal injury attorney can personally walk you through your case, from negotiation all the way
to litigation. We strive to help our clients obtain the highest amount
of compensation possible in the shortest amount of time – so you
can move forward with your life and focus on healing.